For all the general depositors who wish to invest at most one Crore, **HDFC bank** offers the computation of amount and return over your investment on quarterly basis. For a period less than half a year, it is calculated at maturity as simple interest (i.e. at the end).

For a period longer than 6 months the amount is calculated every quarter, and taken as a principal for next quarter i.e. the amount is compounded quarterly.

**Read**: Union Bank of India Fixed Deposit interest rates

For 1-5 years of investment, the interest rate offered is same throughout which is 7.65 percent with an additional 0.50 percent for senior investors.For investments over 5 years, the rates fall because of the uncertain repo rates. The bank has to keep this room for losses which may occur in future due to these declining rates.

**Also Read**: Vijaya Bank Fixed deposit interest rates

**Table for HDFC Fixed deposit Interest rates (Domestic/NRO/NRE):**

TIME PERIOD | BELOW ONE CRORE | ABOVE ONE CRORE | ||
---|---|---|---|---|

Interest Rate (per annum) | Senior Citizen Rates (per annum) | Interest Rate (per annum) | Senior Citizen Rates (per annum) | |

7 – 14 Days | 3.50 | 4.00 | 6.00 | 6.50 |

15 – 30 Days | 5.00 | 5.50 | 6.00 | 6.50 |

31 – 45 Days | 6.00 | 6.50 | 6.25 | 6.75 |

46 – 60 Days | 6.25 | 6.75 | 6.25 | 6.75 |

61 – 90 Days | 6.50 | 7.00 | 6.50 | 7.00 |

91 Days – 180 Days | 7.00 | 7.50 | 7.00 | 7.50 |

181 Days – 270 days | 7.25 | 7.75 | 7.25 | 7.75 |

271 Days – 1 year | 7.50 | 8.00 | 7.50 | 8.00 |

1 year | 7.90 | 8.40 | 7.50 | 8.00 |

1 Year – 2 Years | 7.65 | 8.15 | 7.50 | 8.00 |

2 Years – 3 Years | 7.65 | 8.15 | 7.50 | 8.00 |

3 Years – 5 Years | 7.65 | 8.15 | 7.50 | 8.00 |

5 Years – 8 Years | 7.75 | 8.25 | 7.25 | 7.75 |

8 Years – 10 Years | 7.50 | 8.00 | 7.25 | 7.75 |

**Table Updated**: 12 January, 2016

From Table, you can observe that HDFC provides higher fd rates for higher period fixed deposits.

**Important Notes**:

- 1% penalty will be charged for closing deposits before maturity time except 7-14 days deposits.
- Additional .50% interest is available only for Indian resident senior citizens and retired personnel (60 years & above). These rates are not available for NRIs.
- The Minimum time for earning the Fixed deposit interest on NRE Fixed Deposit is 1 year.

To get more details visitors are advised to visit official website for HDFC FD details. check out @ **http://www.hdfcbank.com/assets/popuppages/interest_rates.htm**

i want to do FD for 2 lakhs for a period of 2 months will i get my money back after 2 months with the interest rates mention in HDFC for FD.

I am senior citizen n want f d for a year or more than a year.what is the f d rate if interest accrued monthly/ quarterly amount of fd is almost 5 lacks.I also heard that yes bank is giving highest f d rate than any other bank including yours. can’t you increase rate parallel to that highest one? pl reply.

As per above list interest rate for senior citizen for a period of 3 years in H D F C is 9.25% but I was told in the bank that I shall get 8.75% Pl clarify the same.

They revised their interest rates recently, check it now. Yes bank is right you will get around 8.75% interest rate.

I am senior citizen n want to fix deposit near about Rs.40.0 Lac. Pl inform me prevailing rate of interest on monthly basis.

I want to deposit 2 lacs, how much interest i will get after 20 years.

I am sr. Citizen I want to keep 25 lacs in fix deposit for 2 yrs. And on FD i willing be taking over draft facility.How much interest will i have to pay on that ?

Regards,

Mahesh

hello sir i want to make fd for one year i want to know adout interest rates for senior citizen thank you