HDFC Bank FD Interest Rates

For all the general depositors who wish to invest at most one Crore, HDFC bank offers the computation of amount and return over your investment on quarterly basis. For a period less than half a year, it is calculated at maturity as simple interest (i.e. at the end).

For a period longer than 6 months the amount is calculated every quarter, and taken as a principal for next quarter i.e. the amount is compounded quarterly.

Read: Union Bank of India Fixed Deposit interest rates

For 1-5 years of investment, the interest rate offered is same throughout which is 8.75 percent with an additional 0.50 percent for senior investors.hdfc bank fd interest ratesFor investments over 5 years, the rates fall because of the uncertain repo rates. The bank has to keep this room for losses which may occur in future due to these declining rates.

Also Read: Vijaya Bank Fixed deposit interest rates

Table for HDFC Fixed deposit Interest rates:

TIME PERIOD BELOW ONE CRORE ONE TO FIVE CRORE
Interest Rate
(per annum)
Senior Citizen Rates
(per annum)
Interest Rate
(per annum)
Senior Citizen Rates
(per annum)
7 – 14 Days 3.50 4.00 7.25 7.75
15 – 30 Days 5.00 5.50 7.50 8.00
31 – 45 Days 6.00 6.50 7.75 8.25
46 – 60 Days 7.75 8.25 8.00 8.50
61 – 90 Days 7.75 8.25 8.25 8.75
91 Days – 180 Days 8.00 8.50 8.25 8.75
181 Days – 270 days 8.25 8.50 8.50 9.00
271 Days – 1 year 8.25 8.75 8.50 9.00
1 Year – 2 Years 8.75 9.25 8.50 9.00
2 Years – 3 Years 8.75 9.25 8.50 9.00
3 Years – 5 Years 8.75 9.25 8.50 9.00
5 Years – 10 Years 8.25 8.75 8.25 8.75

From Table, you can observe that HDFC provides higher fd rates for higher period fixed deposits. To get more details visitors are advised to visit official website for HDFC FD details. Hope, you liked HDFC fixed deposit interest rates details.

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