Top 10 Banks in Nepal

Banks are pretty crucial for any individual or even a business concern for that matter. To transfer funds and carry out transactions safely or to save money for safety reasons, banks are the go-to option. Various other services like loans can be availed at cost-effective rates through reputed banks in Nepal.

To ensure the relationship with the bank is peaceful and their services satisfy the objectives, it becomes essential to consider a list of the top 10 banks in Nepal.

1. Nabil Bank

Nabil Bank Limited is the first foreign joint venture financial institution in Nepal. It was established in the year 1984 with the objective to synch modern banking technologies in the country. The bank earlier referred to as Nepal Arab Bank Limited is the largest employer amongst several private players in the commercial bank sector of Nepal.

2. Rastriya Banijya Bank

Rastriya Banijya Bank Limited (RBBL) is the most trusted bank fully owned by the Government of Nepal, was established on 23 January 1966 under the special statute “Rastriya Banijya Bank Act, 2021”. The bank has the highest number of customers in nepal. It operates with over 263 fully-fledged branches around the country.

The bank features quality services with customization to ensure customers’ requirements are met. SMS banking, internet banking, Utility payments, FCY transaction, etc., are some of them.

3. NIC ASIA Bank

NIC Asia Bank Limited is the fastest growing commercial, a financial institution set up in Nepal. It was established in the year 1998. The company customizes the products and services according to the requirements of the customers and is now also focusing on retail target segments. It now provides different categories of loans for various purposes.

4. Global IME Bank

Global IME Bank Limited was established in the year 2007. It offers a wide range of products and services ranging from different varieties of loans to SMS banking and other convenient banking services. The bank has spread across over 289 branches with more than 262 ATMs.

5. NMB Bank

NMB Bank facilitates quality services in the field of banking and hence was recognized as an ‘A’ class financial company by the Nepal Rastra Bank in the year 2008. It was established in the year 1995 and is the first institution to upgrade to the ‘A’ class from the ‘C’ class in history. Apart from featuring services to the general public, it concentrates on merchant banking and activities like underwriting, IPO management, registration of companies, issue of shares, debentures & other negotiable instruments, etc.

top banks in nepal

6. Himalayan Bank

Himalayan Bank Limited holds a very reliable and trustworthy reputation in the commercial bank market of Nepal. It was established by three parties which included a few Nepali residents, Pakistan’s Habib Bank Limited, and Employees Provident Fund. It basically offers the services of merchant banking and industrial banking.

7. Nepal Investment Bank

Nepal Investment Bank Limited earlier referred to as Nepal Indosuez Bank Limited was established in the year 1986. It was a joint investment by the Nepali people and the French company Credit Agricole Indosuez.

With around 50% stake from Nepali investors, the bank is one of the most reliable financial institutions in Nepal. It facilitates modern facilities which are on par with international standards.

8. Standard Chartered Bank Nepal

Standard Chartered Bank Nepal is in the first position on this list. The bank established its office in the year 1987. Today, it hires more than 450 staff members to conduct its operations. It is one of the companies, which has introduced advanced technological services like credit cards and ATMs in the country. The ATMs also accept international cards which facilitate maximum convenience for the customers.

9. Everest Bank

Everest Bank Limited is third on the list. It was established in the year 1994. Punjab National Bank of India holds at least a 20% stake in this bank allowing access to over 10,000 branches and ATMs across Nepal and India.

It is a leader in online banking services as it uses advanced technology and facilitates high-quality services. It imparts special services for various sectors like agriculture, industries, corporate, etc.

10. Nepal SBI Bank

The Nepal SBI Bank is the bank that was established with the help of a Memorandum of Understanding between three main organizations, the State Bank of India, the Agricultural Development Bank of Nepal, and the Employees Provident Fund. It was established in the year 1992.

It operates with the aim of facilitating services to the customers. It continues to use the services of over 500 staff members to carry out its operations.


  1. Thank you for sharing this valuable post. I have been a customer of Manjushree Finance for many years and I have always been happy with their services. They are always helpful and responsive and have always been able to meet my needs. I would definitely recommend them to anyone looking for a financial institution.

  2. All Nepal government bank is best .actually money is safe .don’t invest private banks .some bank cheating public money .truth is we already seen in media .thanks

  3. I wanna open a bank account too but don’t know which one to pick. I want a bank that gives a little more interest than the average bank and has a better investing option.

  4. This information are not sufficient to identify the top bank of Nepal so please update some more facts and statistic data. Thank You 🙂

Leave a Reply

Your email address will not be published.