Technology has brought about a revolution in numerous sectors. Even the banking sector has not been spared from the splashes of technology. As a result, we have today with us the ease to carry out different banking activities at the tip of our fingers.
Today, users can carry out transactions, view their account statements, invest in plans, and even choose to change the contact details using Internet banking or mobile banking facilities. Besides Internet banking facilities, every other bank has a mobile app. Users can simply download the app and enjoy the following benefits:
- 24X7 banking access
- Pay online bills
- Numerous functionalities can be carried out without going to the bank
- Detailed view of the statement
Punjab National Bank, known as PNB, was founded in 1894 in New Delhi. It is one of the oldest banks in India. As of April 2020, the Punjab National Bank has 180+ mn customers, 13,000+ ATMs, and 10,910 branches after its merger with Oriental Bank of Commerce and United Bank of India.
It recently launched a mobile app by the name–mPassbook. You can consider it as a digital passbook for customers to carry out numerous banking activities. If you are a customer of the Punjab National bank and wish to know how to use mPassbook online, we have got you covered.
How to Access the PNB mPassbook App Online?
In order to use the mPassbook, you need to ensure that your Android phone is versioned 5.1 or above. Besides this, users need to be the customer of the Punjab National Bank and have a registered mobile number.
Step 1: Activate the mPassbook on your Smartphone
The first step is to install the mPassbook of PNB on your smartphone. When you launch the application for the first time, you will have the option to choose language and add the PNB account Customer ID.
If you are unsure about your Customer ID, you can find it on your PNB passbook. Next, you have to enter the OTP sent to your registered mobile number and click the proceed button. Also, ensure that you are entering the same mobile number as that registered with the PNB bank.
Step 2: Register for mPassbook app
The next step is to register yourself to the mPassbook portal. For this, you need to verify your mobile number. Next, the app will ask you to set MPIN. Upon setting the MPIN, you will need to click on proceed.
This will get you registered to the PNB mPassbook facility.
Step 3: Access the PNB App
Re-launch the PNB mobile app. Now, log in using your MPIN to access the PNB mPassbook app. Upon logging in, you will be able to check your available balance. If you click on the next screen, you will be able to see the detailed account statement. Here, all you need to do is choose the dates for which you need to get a detailed account statement.
mPassbook is the convenience that modern customers seek in a banking institute. Using the mobile application, users can fulfill their banking needs without having to go to a bank physically.
However, while using the app, it is advisable that you keep your MPIN secured and safe with you. Also, if you find any discrepancies in your account transactions, you can immediately contact the support team of the Punjab National bank to report about them.