To compensate with the liquidity problem sustaining with FDs, the Banks provide high interest rates which is beneficial for both Banks and investors in the long run. Bank of Baroda offers a great interest rate of 7.00 percent for a period of 1 to 5 years.

This offers hold good for any amount below one crore. For different amounts the term and interest rates vary widely. The lesser term you choose the less would be the interest rates. The rates might look more for higher chunks of money but when calculated they turn out to be less because they are nothing in front of those big amounts.

For Bank of India: Bank of India Fixed deposit interest rates

So, the interest rates depend on both term and amount of the deposit. So below is detail information about latest bank of Baroda FD rates updated for 2018. Below interest rates are effective from 1 January, 2018.

bank of baroda fd interest rates

Bank of baroda Double dhamaka fixed deposit:

Period Below 1 crore
 Public: 9 Years, 7 Months NA
 Senior citizens: 8 Years, 11 MonthsNA

Table For Bank of Baroda interest rates on Fixed/Term & NRO deposits 2018:

For Deposits Below 1 CroreFor Deposits for 1-10 Crore
7 Days to 14 Days4.25%4.00%
15 Days to 30 Days4.75%4.00%
31 Days to 45 Days4.75%4.00%
46 Days to 60 Days5.00%4.00%
61 Days to 90 Days5.00%4.00%
91 Days to 180 Days5.50%4.50%
181 Days to 270 days6.00%4.75%
271 Days to 1 year6.25%5.00%
1 Year6.45%5.75%
1 Year to 2 Years6.55%6.00%
2 Years to 3 Years6.50%6.25%
3 Years to 5 Years6.50%6.25%
5 Years to 10 Years6.25%6.25%

Higher Amount scheme:

For Deposits 10-50 CroreFor Deposits for 50-100 Crore
7 Days to 14 Days4.00%4.00%
15 Days to 30 Days4.00%4.00%
31 Days to 45 Days4.00%4.00%
46 Days to 60 Days4.00%4.00%
61 Days to 90 Days4.00%4.00%
91 Days to 180 Days4.50%4.50%
181 Days to 270 days4.75%4.75%
271 Days to 1 year5.00%5.00%
1 Year to 2 Years6.00%6.00%
2 Years to 3 Years6.25%6.25%
3 Years to 5 Years6.25%6.25%
5 Years to 10 YearsNANA

BOB tax Saving Term Deposits:

PeriodBelow 1 crore (% p.a.)
 5 Years 6.50%
 5 Years - 6 Years, 3 Months 6.25%
 6 Years, 3 Months - 10 Years 6.25%

Baroda Advantage Fixed deposit scheme:

For Deposits 15 lacs- 1 CroreFor Deposits for 1-10 Crore
1 Year6.55%5.80%
1 Year to 3 Years6.60%6.30%
3 Year to 5 years6.60%6.30%
5 Year to 10 Years6.35%6.30%

For Saving Account:

Savings Deposits

(General & NRE)

Interest Rate (% p.a.)
Savings Account Balance Upto 50 Lacs3.50%
Savings Account Balance Above 50 Lacs4.00%

Baroda Double Dhamaka NRE Term Deposit:

Less than Rs. 1 Cr.
9 Years, 07 Months & 2 DaysNA

Baroda NRE term Deposit:

Below 1 CroreFor or 1-100 Crore
1 Year6.45%5.75%
1 to 3 Years6.50%6.00-6.25%
3 to 5 Years6.50%6.50%
5 to 10 Years6.25%6.25%

Important notes:

  • Double dhamaka fixed deposits is not available for NRO.
  • Staff and senior citizens is not eligible for no-residence deposits.
  • Minimum period for NRE deposits is one year. No interest will be paid for deposits remained before this period.
  • Extra .50% interest rate is payble to senior citizens for below 1  crore deposits only.

Bank of Baroda Fixed Deposit interest Calculator

Calculate Maturity Value Now

Please confirm details please visiting bank of Baroda official website @

Updated: 4 January, 2018


  1. I want to deposit 100000 for 6 years. How much interest rate i will get? want to invest in fd for three years amounting to rs. 1800000/- I am senior citizen. Please inform me that what amount will I get after three years and what will be tds amount ? I am paying 10 % tax range.

  2. What was the interest rates on 1.4.11 on f.d and the maturity value of seven lakh rs.f.d after four year one month

  3. I have 10.00000 lack.I want fd for one year. How much I will get fd interest. Only for one year Answer on my email.

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