For all the general depositors who wish to invest at most one Crore, **HDFC bank** offers the computation of amount and return over your investment on quarterly basis. For a period less than half a year, it is calculated at maturity as simple interest (i.e. at the end).

For a period longer than 6 months the amount is calculated every quarter, and taken as a principal for next quarter i.e. the amount is compounded quarterly.

For 2-5 years of investment, the interest rate offered is same throughout which is 6.00 percent with an additional 0.50 percent for senior investors.For investments over 5 years, the rates fall because of the uncertain repo rates. The bank has to keep this room for losses which may occur in future due to these declining rates.

**HDFC Fixed deposit Interest rates 2017 (Domestic/NRO/NRE):**

TIME PERIOD | BELOW ONE CRORE | ABOVE ONE CRORE | ||
---|---|---|---|---|

Interest Rate (per annum) | Senior Citizen Rates (per annum) | Interest Rate (per annum) | Senior Citizen Rates (per annum) | |

7 Days to 14 Days | 3.50% | 4.00% | 4.25% | 4.75% |

15 Days to 30 Days | 4.25% | 4.75% | 4.25% | 4.75% |

31 Days to 45 Days | 5.50% | 6.00% | 4.25% | 4.75% |

46 Days to 60 Days | 5.75% | 6.25% | 4.50% | 5.00% |

61 Days to 90 Days | 5.75% | 6.25% | 4.50% | 5.00% |

91 Days to 180 Days | 5.75% | 6.25% | 4.50% | 5.00% |

181 Days to 270 Days | 6.00% | 6.50% | 4.75% | 5.25% |

271 Days to 1 Year | 6.25% | 6.75% | 5.00% | 5.50% |

1 Year | 6.90% | 7.40% | 5.00% | 5.50% |

1 Year to 2 Years | 6.25% | 6.75% | 5.00% | 5.50% |

2 Years to 3 Years | 6.00% | 6.50% | 5.00% | 5.50% |

3 Years to 5 Years | 6.00% | 6.50% | 5.00% | 5.50% |

5 Years to 8 Years | 6.00% | 6.50% | 5.00% | 5.50% |

8 Years to 10 Years | 6.00% | 6.50% | 5.00% | 5.50% |

Table Updated: 4 February, 2017

From Table, you can observe that HDFC provides higher fd rates for higher period fixed deposits.

**Important Notes**:

- 1% penalty will be charged for closing deposits before maturity time except 7-14 days deposits.
- Additional .50% interest is available only for Indian resident senior citizens and retired personnel (60 years & above). These rates are not available for NRIs.
- The Minimum time for earning the Fixed deposit interest on NRE Fixed Deposit is 1 year.

To get more details visitors are advised to visit official website for HDFC FD details. check out @ **http://www.hdfcbank.com/assets/popuppages/interest_rates.htm**

Hello sir I am a sr citizen and wanted to put my amount in your bank 1000000 can you inform what will I get after one year

Dear sir. I want good interest rates for any products but safe for example FD so Please Inform in Any Idea.?

hello sir i want to make fd for one year i want to know adout interest rates for senior citizen thank you

Hello sir I am a sr citizen and wanted to put my amount in your bank 1700000 can you inform what will I get after one year

I am sr. Citizen I want to keep 25 lacs in fix deposit for 2 yrs. And on FD i willing be taking over draft facility.How much interest will i have to pay on that ?

Regards,

Mahesh

I want to deposit 2 lacs, how much interest i will get after 20 years.

I am senior citizen n want to fix deposit near about Rs.40.0 Lac. Pl inform me prevailing rate of interest on monthly basis.

As per above list interest rate for senior citizen for a period of 3 years in H D F C is 9.25% but I was told in the bank that I shall get 8.75% Pl clarify the same.

They revised their interest rates recently, check it now. Yes bank is right you will get around 8.75% interest rate.

i want to do FD for 2 lakhs for a period of 2 months will i get my money back after 2 months with the interest rates mention in HDFC for FD.

I am senior citizen n want f d for a year or more than a year.what is the f d rate if interest accrued monthly/ quarterly amount of fd is almost 5 lacks.I also heard that yes bank is giving highest f d rate than any other bank including yours. can’t you increase rate parallel to that highest one? pl reply.