Oriental Bank of Commerce offers quite decent interest rates for fixed deposits. Starting from the highest interest rate it gives 6.40 percent flat for any period between 1 to 10 years (certainly on maturity). Coming down from this period, it gives 6.20 percent interest rate for a period over 9 months and 8 percent from 6-9 months.

Read: Syndicate bank Fixed Deposit Interest rates

Below this period, the rates drop significantly and therefore it would be unwise on your part to invest for any period before 6 months, the lowest period being 7-14 days. Check out short table for OBC interest rates for yearly interval.

obc bank fd rates

For sum of money over one crore or even more than 5 crore (for which interest rates are exactly same), the interest rates are different than below-one-crore amount.

Also Read: Federal bank Fixed Deposit Interest rates

The variation lies with the period up to 45 days i.e. 7-14 days, 15-30 days and 31-45 days in the terms that for these periods of time, the interest rate is more for above-one-crore amount than below-one-crore investment. For the amount below 1 crore, OBC fixed deposit interest rates are given below.

Besides these periods, the Oriental Bank of Commerce interest rates are same for all the three categories of investment – below-one-crore, above-one-crore and above 5 crore investments. An extra half percent interest is always there for senior citizens but it is not for amount over one crore. Below rates are effective from 11 August, 2017.

Rate of interest rate on obc fixed deposits 2018:

Time PeriodInterest Rate For Amount Below 1 Crore (% p.a.) Interest Rate For Amount Above 1 Crore (% p.a.)
7 Days to 14 Days4.00%4.00%
15 Days to 30 Days4.00%4.00%
31 Days to 45 Days4.75%4.50%
46 Days to 60 Days5.25%5.25%
61 Days to 90 Days5.25%5.25%
91 Days to 180 Days5.75%6.00%
181 Days to 270 days6.20%6.25%
271 Days to 1 year6.40%6.25%
1 Year6.60%6.31%
1 Year to 2 Years6.60%6.00%
2 Years to 3 Years6.40%6.00%
3 Years to 5 Years6.40%6.00%
5 Years to 10 Years6.40%



OBC NRE Fixed Deposit Interest Rates 2018:

Maturity TimeAmount below 1 crore

(% p.a)

 Amount above 1 crore

(% p.a.)

 1 Year to 2 Years6.60%5.61%
 2 Years to 3 Years6.40%5.51%
 3 Years to 5 Years6.40%5.51%
 5 Years to 10 Years6.40%5.31%

Table Updated: 12 January, 2018

Important notes:

  • Additional .50% interest rate payable to Senior Citizen for Deposit below 1 crore only.
  • Additional interest rates are not applicable for NRO deposits.

OBC Fixed Deposit interest Calculator

Calculate Maturity Value Now

Here is official link to get more details - https://www.obcindia.co.in/obcnew/site/inner.aspx?status=R1&menu_id=13


  1. Hi, Can you provide me more info regarding monthly interest rate Of FD for various deposits skim In Lakhs?
    What is more profitable to open NRE SAVINGS ACCOUNT IN ORIENTAL than somewhere else?
    I would love to study before visiting personally.
    Nimesh b patel
    Us citizens
    Let me know also the requirements to open above listed NRE savings account plus minimum deposits require to open account.

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