## HDFC Recurring Deposit Features & Interest Rate

HDFC Bank is the 5^{th} largest bank in India by assets and the largest private sector bank in India. It is listed among the top 50 global banks in terms of its market capitalization. As per the Brand Trust Report 2014, HDFC Bank is also one of the highly reputed brands in India ranked 32^{nd} among other Indian brands.

Having such a huge trust factor to support, HDFC Bank is considered an ideal choice and a secure option for all banking needs. One of their popular banking product is the ‘**Recurring Deposits Scheme**‘ that offers great service with better interest rates.

### Features & Benefits of HDFC RD Plan:

*Check out the features of HDFC Bank Recurring Deposit scheme: *

- An investment as small as Rs. 1000 (and in multiples of Rs. 100 thereafter) or as large as Rs. 14,99,900 per month
- Minimum tenure of 6 months (and in multiples of 3 months thereafter) up to a maximum tenure of 10 years.
- For NRI customers, the minimum tenure of RD is 12 months.
- For a much smaller investment per month, get interest rates equal to that of regular Fixed Deposits.
- TDS is not applicable on the Interest earned by Recurring Deposits as per current income tax rules.
- Grace Days Facility is 5 days. If the installment is paid within 5 days of the installment due date, the customer will not be charged any penalty.

## HDFC Bank RD Interest Rates February:

*Here is the interest rates table for HDFC Recurring Deposit Plan (domestic/NRE): *

Period | Interest Rate (per annum) | Senior Citizen Rates (per annum) | Interest Rates p.a. for NRIs | Effective From |
---|---|---|---|---|

6 Months | 6.25% | 6.75% | N.A. | 6 November 2018 |

9 Months | 6.75% | 7.25% | N.A. | 6 November 2018 |

12 Months | 7.30% | 7.80% | 7.30% | 6 November 2018 |

15 Months | 7.30% | 7.80% | 7.30% | 6 November 2018 |

24 Months | 7.30% | 7.80% | 7.30% | 6 November 2018 |

27 Months | 7.40% | 7.90% | 7.40% | 6 November 2018 |

36 Months | 7.40% | 7.90% | 7.40% | 6 November 2018 |

39 Months | 7.25% | 7.75% | 7.25% | 6 November 2018 |

48 Months | 7.25% | 7.75% | 7.25% | 6 November 2018 |

60 Months | 7.25% | 7.75% | 7.25% | 6 November 2018 |

90 Months | 6.50% | 7.00% | 6.50% | 6 November 2018 |

120 Months | 6.50% | 7.00% | 6.50% | 6 November 2018 |

**Updated**: 17 February 2019

How to pay rd installments in hdfc for every month?

dear sir, how much I get money back after six months if my Rd is 1000/ month.

How to pay RD installments every month in HDFC, Does it auto debits or do we have an option in net banking site to pay according

last 3 years i waste my money , i did no take good decision for save but now i have to save money for future with HDFC bank,so what can i do for it,please give good option.

WE HAVE HDFC MONEY TRANSFER. JAGA NAYAK WE APPRICATE OF MONEY ACCOUNT PRIVACY. WE URGENTLY REQUIRED TO APPRICATE.

I want to open RD account in hdfc bank .I want to investment 3000 per month. Than how many interest I get in 3 yrs .and when I open RD account.. Plz tell on my mail ID.

Thank you

I opened rd in hdfc bank.once I open rate of interest is 7%. But my maturity amount shows 61230 If i deposit 10k/per month.how it will be calculated?

Hi,

How to pay RD installments every month in HDFC,Does it auto debits or do we have an option in net banking site to pay accordingly.

Thanks/Pradeep.

There is option in sbi net banking, you have to pay RD installments monthly.

Hii

I want to open a RD a/c with hdfc of amt of Rs 7000 p/m. I want to know the procedure and how much amount i will get after 12 months. And also I have a salary a/c with hdfc, is it possible to auto debited the same amt from my salary a/c every month. Will i get any additional benifites as i have a salary a/c with hdfc. Kndly suggest.

Regards

vikram

7033257050

You will get 87661 rs after one year. Interest: 3661 rs

Dear sir, I want to deposit 5,000 per month in rd account. How many I get after 12 months.

Heard RD interest getting revised from OCT 24th, 2015, Is it true?

I have not heard any news. Lets see..we will update data

hello sir i want to open a RD account in hdfc bank for 12+ month could you tell me the interest rate for that period which i got.

I would like to open recurring deposit a/c but I am not able to find that how much maturity amount I will get after 1 year or 2year etc. plz call on my number 09810128077 Delhi. Thanks

I checked the site before opening the RD, the rate of interest shown in the site was 8.75% p.a for 12 month but when I opened the RD account the rate of interest processed shown was @ 8.2% p.a

Sir,

I want to know how much I will get for the RD of Rs.40,000/ per month

after one year.I am senior citizen. Is there any TDS involved.Or any Tax saving benefit?

Sir,

I want to invest money Rs.20,000/-per month an RD for 12 months.After one year how much I will get. I am also a senior citizen.Please guide me.

Hi

I’m planning to open a rd account with deposit of 5000 for 6 months

What will be the rate of Interest and what’s the amount I get in return

Also after 6 months if I need to continue with this scheme is there any way to set continue for another 6 more months ?

Sir, do I need to pay rd installment every month manually ..or it will be automatically deducted from my account on particular date..please tell me the procedure of paying rd installments if it is not automatic

I want to put money recurring account every month 25k.for 15 months. So what will be total amount i will get

I checked the site before opening the RD, the rate of interest shown in the site was 8.75% p.a for 12 month but when I opened the RD account the rate of interest processed shown was @ 8.2% p.a.

Dear Sir,

I want deposite 7000 per month in RD account.How many i get after 12 month.

Thanks

D K Pankaj

Muzaffarpur

If I deposit Rs 2000/per month, after a year amount details please

l deposit RS 2000/ per month after 2 years my amount details pls

sir, if i deposit 3000/- per monthly after 5 year amount details please.

Hello,Sir….

I want to save my money(suppose 1 lack) in the HDFC bank.So,i would like to know that what is the monthly or yearly interest i could take by HDFC bank and what is percentage .please give me information on my mail id. so, i will take decision as possible as early.

Thanks too much.

In case of 8.75% interest rate, you will get 108750 rs after one year.

I want to create rd ac with hdfc bank

can i get the rd schemes in details. I want to create RD account with HDFC bank.

Plz don’t waste ur money in rd go for policy or mutual fund ..i invested for 2 yrs but got less in return