bank of india Archives – बैंक India — Indian Banks News & Tutorials

Rs 118 Debited From BOI Account – How to Avoid it?

Oct 11, 2024 Suraj Tandon 0

Rs 118.00 has been debited(TRF) NACH MANDATE REG CHRG in your Ac XXXX on DD/MM/YYYY— if you received a message like this recently and wondering why it was cut, this article is for you. While there are different charges you might need to pay monthly, quarterly, yearly or just for once as an administrative charge, penalty, or platform fee— this 118 rupee charge can be avoided. Follow the tips mentioned in this article to save your account from getting marked for another charge like this. Why BOI Charged 118 rupees in Your Saving Account? There is a process called NACH (National Automated Clearing House) that’s set up by NPCI. Whenever you opt for an EMI to repay any loan or any purchase amount, your account gets registered for NACH. As a registration fee, 118 rupees are being deducted from your BOI savings account. This is a one-time charge for each payment. For example, you buy a phone and opt for EMI payment. Then, you get registered for a SIP in a mutual fund with monthly online payments. For each of these two payments, 118 rupees from your BOI saving account will be deducted, twice. So, this NACH registration depends on […]

How To Create Bank Of India UPI ID Online

Nov 24, 2023 Suraj Tandon 0

With the announcement of the Unified Payments Interface (or UPI) facility, bank customers using digital banking not only can now instantly access their bank accounts on a real-time basis at any time and from anywhere but also transfer funds to any bank account. So, it has become one of the most preferred payment options available in India. Bank of India offers its customers, having an account with the bank, the facility to transfer funds online through UPI. The bank has launched a mobile banking app through which various banking-related facilities can be quickly accessed. However, the BOI mobile banking application does not come with the UPI facility. But, the Bank Of India offers a separate UPI application to avail the benefits of this facility, BHIM BOI UPI, that helps its customers manage multiple bank accounts under a single virtual payment address (VPA)/UPI ID. This article walks you through the most significant and profound information about the Bank Of India mobile banking application, the BHIM BOI UPI application, and how to create a UPI ID in the Bank Of India. Stick around with us and continue reading this article to learn more information related to the above subjects. So, without wasting […]

How To Check BOI ATM Card Tracking Status Online

Sep 1, 2023 Suraj Tandon 10

When we open a bank account, the bank usually issues an ATM card. But if we don’t get the ATM card by the specified time, we must fill in an ATM application form and submit it to the bank. After that, the ATM card will reach our mailing address within 10-15 days via Speed Post. Suppose you have a bank account with the Bank of India and have applied for an ATM card. But even after two weeks from the date of the ATM application, you still didn’t get it. In such a case, you can check your ATM card’s delivery status online. Here, we will walk you through the detailed information on how to check the Bank Of India ATM card tracking status, what an ATM card is, its significance, and its benefits. Stay with us for deeper information. Let’s get straight to the process without wasting any time, but first, understand about the ATM card. What Is The ATM Card, Its Significance And Benefits Nowadays, almost everyone knows that the ATM card is a plastic card that can easily be used to withdraw cash from the ATM machine. Let’s look at its other evident features and benefits. Significant […]

How to Recover Forgot Bank of India User ID Online

Apr 11, 2023 Suraj Tandon 0

Nowadays, in our hectic lives with many things at hand, we tend to forget essential things in our daily lives, and the problem arises if we haven’t noted them elsewhere. Unfortunately, we often find ourselves unable to recall the bank’s user ID due to old age or non-frequent use during need. So if you have a Savings Bank Account or a Current Account with the Bank Of India (or BOI), keep reading as this post discusses some easy steps to recover your forgotten Bank of India user ID online. Steps to Recover Forgot Bank of India User ID Online Suppose you are a bank customer of Bank Of India having a Savings Bank Account or a Current Account, and have a Bank of India ATM-cum-Debit card issued. But for some reason, you have forgotten your BOI internet banking User ID, and you don’t know what to do now. So don’t worry. Just follow the below-written simple and easy steps, such as: Step 1. Download and install BOI mobile app from your google play store. Now, a user interface will open up before you. Click on the “Next” button. After that, once again, click on the “Next” button. Then click on […]

How To Open Bank of India Statement PDF Password

Oct 13, 2021 Suraj Tandon 24

Bank of India is one of those advanced banks which offer basic digital banking services to its customers. Of course, they do it along with a plethora of facilities too. Banking activities such as blocking ATM cards, checking balance, linking Aadhaar cards, and downloading Bank of India statements are performed well through an online banking portal. Usually, banks charge a fee of up to INR 150 for especially generating account statements for the users. However, the same can be downloaded for free if one makes use of the online portal of the bank. The user needs to activate the feature of using net banking on his mobile or other gadgets for making the most of this facility. This can be done easily at the comfort of your home or office without visiting the bank branch. There are a few simple steps to follow and you are good to go. Normally, when a net banking facility is used banks issue an e-statement which can be seen by the user to keep a track of his expenditures and incomes. However, these statements whether asked purposely or sent at regular intervals to the user on their mobile or email are very important. Moreover, […]

How to Register Complaint in Bank Of India Online

Apr 3, 2020 Suraj Tandon 30

The Bank of India, established in 1905, is among the top 5 banks in India. This renowned bank is span across a vast area having, 5316 branches along with 56 of their offices outside of India. It has thousands of customers presently using their services. With the evolution of technology, Bank of India has tried to incorporate online banking and digitizing the entire banking system for your convenience. But there are times when you might face challenges while operating their portal. Bank of India has made it easier to resolve your issues as now you can register your complaints at just a tap of your fingers. You have to follow few steps to register your complaint, and they will get back to you in no time. We here will give you the complete details of the steps to register your complaint online without any hassle. Steps to Register Complaint in Bank of India Online Step 1: Go to their official website https://www.bankofindia.co.in. Once you land on their website, on the top right corner, there is a search option. Click the customer care link and you will be redirected to the Customer care page. On that page, right below the address […]

How to Close Bank Of India Account Online

Jan 12, 2020 Suraj Tandon 17

Bank of India is one of the most reputed banks in the country. With its inception in the year 1906, this bank was started by a group of a businessman from Mumbai. The bank is a public sector bank. Today this bank has over 6600 branches all across India and also it has branches in HongKong, Shanghai, Bahrain, Dubai, New York, London, Moscow, Doha, South Africa, and Tanzania. The Three Methods to Close Bank of India Account With the evolution of technology, it has become very easy for people to maintain their bank accounts. There are so many options currently in the market that anyone can opt for closing or opening of any type of bank account. Similarly, it is the case of the Bank of India, Closing a bank account in the Bank of India is very easy. And there are 3 methods through with one can easily close their respective accounts. Method 1. Internet/Online Banking Your first step before closing the account should be clearing off all the funds from the account. You can easily do that through online banking. You have to transfer all the money in your account to another account. Make sure that you have […]

BOI HRMS: Login Bank of India Staff Portal

Oct 22, 2019 Suraj Tandon 7

We are pretty sure that you have heard about the Bank of India at least once in your life because it is definitely one of the most prestigious banks that you will ever find. There are some advanced features and some amazing benefits that the bank has to provide to the users who want to make sure that their accounts are handled in the best way. When in comparison with the other banks which belong to the private sector, there is no doubt that having the BOI HRMS option is going to be a great thing for sure. The headquarters of the BOI is situated in Maharashtra and Mumbai. Understanding All About The BOI HRMS The bank has gained some new popularity by providing some of the best services which also include the HRMS services to the pensioners as well as the staff members in order to automate the tasks that they tend to have for sure. The HRMS portal is designed specifically for the employees of the bank as well. The portal is just like the other portals which are present in the bank for sure. We all know that the amazing BOI has the HR Management system which […]

Latest Bank Of India DD Charges 2024

Sep 7, 2019 Suraj Tandon 0

When we are talking about the different banks that are situated in the country, there is no doubt that the Bank of India is one of the most common names that come to mind. The Bank of India has managed to provide many services to the customers and clients such as banking, finance, personal, and business loans as well. However, we are going to talk about one common service right here. We are talking about Demand Draft or popularly known as DD. Well, a Demand Draft can be defined as the recoverable instrument that an individual will have to pay to the bank in order to get their draft. After that is done, the bank will then play the role of the payee and will provide the demand draft to the person who has made the request for it. The individuals who have bank accounts in the Bank of India will be able to easily make their payments through the account that they have. However, when the person requesting the Demand Draft doesn’t have an account in the Bank of India, then he/she has to make the payment through cash. Bank Of India Demand Draft Charges One of the most […]

How To Download Bank of India RTGS Form in PDF Format

Jul 25, 2019 Suraj Tandon 0

There are many different nationalized and private banks which provide the facility of interbank fund transfer for the users. NEFT and RTGS are some of the main options which are chosen by people all over the country. There are about 45000 banks which are currently facilitating the RTGS method in the country and Bank of India is definitely one of them. In order to have the fund transfer happen properly within the correct business hours, people have to fill out the RTGS form in the best way. However, before that, let us provide some important information about the form right here. RTGS Form In Bank of India As be the guidelines formatted by the Reserve Bank of India, the amount which is paid with the help of RTGS will be able to reach the account of the beneficiary within the time of 30 minutes in total. In case the balance is not really credited to the account of the beneficiary, Then it will definitely be returned to the account of the send in the next 2 hours. When the user fills up the form for the RTGS Transfer, the processing of the amount will be a lot simpler and it […]