SBI ATM Response Code List – ATM Error Codes & Solutions

Do you have an account with State Bank of India? Do you use SBI debit card? SBI is one of the leading banks in India with a vast network of branches and ATMs across the country.

While using the ATM/Debit Card at the ATM terminals, the machine generates different codes for the transaction. The codes generated by the machine get printed on the slip.

As a cardholder, you must have the idea about the SBI ATM response code and also the solution to prevent inconvenience.

SBI ATM Response Codes and its solutions

The response code is unique and describes the status of the transaction. The response code could denote an error or a successful transaction. You must learn about the error codes and their solutions.

If the response code is 053 it denotes, you entered an incorrect PIN. Make sure to reenter the correct PIN within the next two times. If you enter the wrong PIN three times, the ATM card will get automatically blocked for the next 24 hours.

If the response code is 058 or 059, you attempted to withdraw an amount more than the available balance in the account. First of all, you need to get confirmed about the available account balance and request the amount as available in the account.

If the response code is 060, you have exceeded the usage limit. The withdrawal limit from ATMs of other banks is Rs 10, 000, so make sure not to exceed the limit in the next trial.

You could get this error if the account status is ‘Dormant‘.

ATM Response Code List

Response CodeDescription
050Unauthorized Usage
051Expired Card
052Invalid Card
053Incorrect PIN
054Database Problem
055Ineligible Transaction
056Ineligible Account
057Transaction Not Supported
058Insufficient funds
059Insufficient funds
060Usage Limit Exceeds
061WDL Limit Would Be Exceeded
062Pin Tries Exceeds
063WDL AMT already reached
064Invalid Credit Card Cash Advance
068External Decline
070System Error
071Contact Card Issuer
072Destination Not Available
073Routing Loopback
074Message Edit Error
076Dormant Account
077Account is locked
078Inoperative Account
079Acct Not Connected to ATM Card
089Acquirer limit exceeds
093Minor Acct
094Insufficient Funds
095Insufficient- mod-funds
096Drawing Power
150Blocked Card

You need to check the account status to confirm whether it is dormant or not. If the account status is Dormant, you need to withdraw cash from the branch. After making the withdrawal, the account status will turn Active, and you can further use the ATM card without any hassles.

sbi atm response code list

If the response code shows 150, it denotes Blocked ATM Card. You need to apply for a new ATM Card and activate the same.

These are the meaningful SBI ATM response codes and the easy solutions which every SBI ATM Cardholder must be aware of.


  1. My ATM Debit card is not working
    I got unable to process, response code is :-088
    pls check resolve this issue pls

  2. Bank has implemented decline of fall back txns from 22 Jan with Response Code 88

    The fallback transactions happened due to two reasons:

    The card reader of the EMV capable ATM is faulty and therefore is unable to read the EMV chip data from the card.

    The chip on the card is damaged/unreadable

    Hence the ATM cannot send the EMV data for transaction processing and Transaction will decline with Response Code 88

    If the above issue happened in ATMs kindly update bank for checking the EMV Chip in the Card Reader of the Machines.. And also error code 88 (FALLBACK DECLINE) occurs through magnetic strip with chip cards. It means that the chip card not get read by atm or that particular card having chip related issue. Hence by default, it is diverting to the alternate option of the magnetic strip, hence receiving error 088

  3. today I solved that problem response code 088.
    here you have to do is go to your bank branch and tell them your problem and take the ATM receipt which shows that “response code 88” message and then and tell them to de-active first and then active your card.
    Take care. Thank me later 🙂

  4. I faced 088 number error in my atm card
    Sbi is a big bank of India but they not solved this error so, why sbi way digital not wrong.

  5. Please tell me what is the meaning of 088 response code I am facing the problem since the last 15 days.

  6. I am also facing problem my debit card sbi slow 088 error for last 7 days so I can’t withdrawal money. Any solution pls

  7. Sbi responses code 088 kya hai, mujhe lagta hai aapko bhi nhi pata. Kai log comment kiye hai lekin aapne nhi bataya hai.

    • It means that atm machine is not able to read emv chip of your card. Check if there any physical damage on card or card is exposed to water or extreme moisture.

  8. Once I withdraw 5000 in a month, but the next time I tried in the same month it says 060 Limit usage exceeded. Whereas the withdrawal limit is 10,000 what do I do now?

  9. When I try to generate pin, it shows successful but when I try to change the pin 053 incorrect pin shaws.what to do with it?

  10. I have balance in my account but I got 094 error which indicates the insufficient balance of my account .it my seller account. I don’t know what should I do now

    • The transaction dated 09-Nov-19 13:18:18 through card ending 5777 has been declined due to 050-UNAUTHORIZED USAGE. Please contact branch

  11. When I withdraw money or check my mini statement or check my balance ATM screen displays 087-ATC CHECK FAILED. But in other banks, ATM my ATM card function well.

  12. Got an SBI atm card error 053, at the final stage after entering the amount, happened twice, although valid pin was entered.

  13. My atm error code is 072 destination not available how can be it resolves..and what is the meaning of this code.

  14. Whenever I go to ATM for withdrawal my money and push my ATM card then display the skin incorrect pin number. But my pin number is correct. Now, what can I do?

  15. I don’t get the amount transferred from another account after he credited the amount it’s been 2 days now. the account is showing no balance.

  16. When I try to withdraw cash from ATM it always says error code 079 ACCT not connected to ATM card. Pls, help to solve this.

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