All Banks Account Number Digits in India

India is a country with a banking system serving a vast population. In general, Indian Banks are classified into two groups, namely scheduled bank and non-scheduled banks. The scheduled group includes a commercial bank, small finance bank, payment bank, co-operative bank.

Whereas non-scheduled bank is those bank which has less than 5 lakh Indian rupees as reserve capital. Non-scheduled banks are not eligible to borrow from the Reserve bank of India (RBI) for normal banking purposes unless it’s an emergency.

Every customer of a bank is assigned a unique account number, and that account number will be used in every banking operation related to that person. An account number is a special series of digits and, often, letters and other characters that describe the account owner and give access to that account. You can find your account number at the bottom of your paper check.

An account number may vary from 9 digits to 18 digits, and it depends on the bank how many numbers should be included in an account number. An account number contains a pure numeric pattern, but some foreign banks use the alpha-numeric combination in the account number.

Two users cannot have the same account number in the same bank. As the cases of banking fraud are increasing day by day, banks are working on making every account number different from users of other banks also.

account number digits of banks in india

The reports of Reserve Bank of India(RBI) states that there are only 20 banks in India which has a serial running number and rest of the banks has some indicated characteristic included in it.

The added characteristics in the bank that are embedded are account type, account status, product code, bank code, branch code, check digits, year of opening, etc. 40 out of 78 banks do not have a check digit as part of the form of their account number. Many banks (67 out of 78) have implemented branch code as part of the specification of the account number.

Many banks use company code as a part of the specification of the account number. It varies from bank to bank on how the implementation procedure is planned by the bank and depending on that total number of characters varies in the account number.

Here is Indian Banks list that shows the variation in the number of the digits in the account number:

SERIAL NUMBERNAME OF BANKACCOUNT NUMBER DIGITS
1ANDHRA BANK15
2ANDHRA PRADESH GRAMEENA VIKAS BANK11
3ALLAHABAD BANK11
4ASSAM GRAMIN VIKASH BANK13
5ARYAVART BANK15
6AU SMALL FINANCE BANK16
7AXIS BANK15
8BANDHAN BANK14
9BANK OF BARODA14
10BANK OF INDIA15
11BANK OF MAHARASHTRA11
12BARODA RAJASTHAN KSHETRIYA GRAMIN BANK14
13BARODA UP GRAMIN BANK11
14BANGIYA GRAMIN VIKASH BANK11
15CENTRAL BANK OF INDIA10
16CANARA BANK13
17CATHOLIC SYRIAN BANK18
18CITI BANK10
19CITY UNION BANK15
20CORPORATION BANK8
21DCB BANK14
22DENA BANK12
23DHANALAKSHMI BANK16
24EQUITAS SMALL FINANCE BANK12
25FEDERAL BANK14
26HDFC BANK13 or 14
27HSBC BANK12
28ICICI BANK12
29IDFC FIRST BANK11
30INDIAN BANK9
31INDIAN OVERSEAS BANK15
32INDUSIND BANK13
33IDBI BANK13 or 14 or 15 or 16
34JAMMU AND KASHMIR BANK16
35KARNATAKA BANK16
36KARUR VYSYA BANK16
37KARNATAKA VIKAS GRAMEENA BANK16
38KERALA GRAMIN BANK14
39KOTAK MAHINDRA BANK14
40LAKSHMI VILAS BANK16
41NAINITAL BANK16
42MADHYANCHAL GRAMIN BANK10
43ORIENTAL BANK OF COMMERCE14
44ODISHA GRAMYA BANK11
45PUNJAB NATIONAL BANK16
46PUNJAB & SIND BANK14
47Prathama UP Gramin Bank14
48RBL BANK12
49RAJASTHAN MARUDHARA GRAMIN BANK12
50STANDARD CHARTERED BANK11
51STATE BANK OF BIKANER AND JAIPUR11
52SAPTAGIRI GRAMIN BANK11
53SARVA HARYANA GRAMIN BANK14
54STATE BANK OF INDIA11
55STATE BANK OF HYDERABAD11
56STATE BANK OF TRAVANCORE11
57SOUTH INDIAN BANK16
58SYNDICATE BANK14
59TAMILNADU MERCANTILE BANK6 to 15
60UNION BANK OF INDIA15
61UNITED BANK OF INDIA13
62UCO BANK14
63UTTAR BIHAR GRAMIN BANK16
64UTKAL GRAMEEN BANK12
65VIJAYA BANK(Now BoB)15
66YES BANK15

Every bank follows a certain kind of pattern to assign the account number among their trusted customers. I hope our article was helpful enough for you to get at least some idea regarding the Account number digits of a different bank of India and its application.

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