Bank of Baroda is the second largest and most efficient public sector bank in India after the State Bank of India, having its headquarters in Vadodara, Gujarat. This bank offers its customers a wide range of fabulous customer-friendly Debit card facilities for very nominal annual charges and fees.
Suppose you are holding a Savings Bank Account or Current Account with the Bank of Baroda and availing of functional facilities of a Debit / ATM card. In that case, you will be sent an alert text message on your registered mobile number stating that some amount has been deducted from your account balance because of the “DCARDFEE” for making transactions through your Debit / ATM cards.
To know the reason, you should know about the latest Bank of Baroda Debit Card charges for various types of transactions.
What Is the DCARDFEE?
You should know that usually, a BOB Debit / ATM Card is issued free of charge for the first year, but from the second year onwards, some nominal charges will be deducted annually from your bank account. These charges are known as “DCARDFEE” or “Debit Card Fee.” Different amounts of charges/fees are deducted for different types of Debit Cards, such as Rupay Classic Debit Card, Rupay Platinum DI Debit Card, Baroda BPCL Debit Card, VISA Vyapar DI Debit Card, and many more.
Suppose you are a Savings Bank Account and/or a Current Account holder with Bank of Baroda and using BOB Debit / ATM Cards for making cash payments, transfers, and/or transactions, and you are wondering about the Bank of Baroda Debit Card charges. But for some reason, you still don’t know what to do. In such a case, you can follow the below-mentioned information to guide you through the same, such as.
In this article, we have covered BOB debit card charges for PIN Regeneration, IRCTC ticket booking, atm transactions after limit, debit card decline, international cash withdrawal, and international balance enquiry.
Annual Fees And Charges For Bank of Baroda Debit Card
| Type of Debit Card | Annual Charges |
|---|---|
| 1st Year Free & Second Year onwards Rs 200 |
| 1st Year Free & Second Year onwards Rs 300 |
| RuPay Select | 1st Year Free & Second Year onwards Rs 500 |
| Baroda VISA Vyapaar Business Card | 1st Year Free & Second Year onwards Rs 250 |
| Free(Government Sponsored Schemes ) |
| Rs. 100 |
Debit Card Issuance Fee Charges
| Type Of Debit Card | Issuance Charges |
|---|---|
| Rs. 300 |
| RuPay Select | Rs. 500 |
Debit Card PIN Regeneration Charges
| Type of Debit Card | Regeneration Charges |
|---|---|
| Rs 50/- per regeneration |
| Free (Government Sponsored Schemes) |
Other Bank of Baroda Debit Card Charges
| Particular | Charges |
|---|---|
| Charge – slip retrieval charges | Rs 400 per retrieval |
| IRCTC online TICKET BOOKING | Rs 10 |
| Bank of Baroda Card Replacement Charges (Master /Visa/Rupay/Visa Vyapaar Business Card) | Rs 200 |
| Number of free OFFUS Transactions (other bank atm transactions) | Free for
|
| Bank of Baroda ATM charges after free OFFUS transactions (other bank atm) | Rs 21 |
| ATM charges after free ON-US transactions ( bob atm) | Rs 10 |
| Bank of Baroda Debit card Decline Penalty Charges | Rs 20 per declined transaction. (No Penalty for BSBD Accounts) |
| Bank of Baroda ATM International Cash Withdrawal Charges |
|
| Bank of Baroda ATM International Balance Enquiry Charges | Rs. 30 |
The Final Resulting Thoughts
So this way, you can quickly learn about the Bank of Baroda Debit Card charges and fees, as and when you need to know.
However, DCARDFEE or Debit Card Fee is not fixed, but it is subject to amendments from time to time as per the bank’s regulations. Also, you should know that an additional amount for service tax will be charged as per the tax laws will be applicable.
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