Latest BOB Debit Card Charges – DcardFee Bank of Baroda

Bank of Baroda is the second largest and most efficient public sector bank in India after the State Bank of India, having its headquarters in Vadodara, Gujarat. This bank offers its customers a wide range of fabulous customer-friendly Debit card facilities for very nominal annual charges and fees.

Suppose you are holding a Savings Bank Account or Current Account with the Bank of Baroda and availing of functional facilities of a Debit / ATM card. In that case, you will be sent an alert text message on your registered mobile number stating that some amount has been deducted from your account balance because of the “DCARDFEE” for making transactions through your Debit / ATM cards.

To know the reason, you should know about the latest Bank of Baroda Debit Card charges for various types of transactions.

What Is the DCARDFEE?

You should know that usually, a BOB Debit / ATM Card is issued free of charge for the first year, but from the second year onwards, some nominal charges will be deducted annually from your bank account. These charges are known as “DCARDFEE” or “Debit Card Fee.” Different amounts of charges/fees are deducted for different types of Debit Cards, such as Rupay Classic Debit Card, Rupay Platinum DI Debit Card, Baroda BPCL Debit Card, VISA Vyapar DI Debit Card, and many more.

Suppose you are a Savings Bank Account and/or a Current Account holder with Bank of Baroda and using BOB Debit / ATM Cards for making cash payments, transfers, and/or transactions, and you are wondering about the Bank of Baroda Debit Card charges. But for some reason, you still don’t know what to do. In such a case, you can follow the below-mentioned information to guide you through the same, such as.

bank of baroda debit card charges

In this article, we have covered BOB debit card charges for PIN Regeneration, IRCTC ticket booking, atm transactions after limit, debit card decline, international cash withdrawal, and international balance enquiry.

Annual Fees And Charges For Bank of Baroda Debit Card

Type of Debit CardAnnual Charges
  • RuPay Classic
  • Visa Classic
  • Master Card Classic
1st Year Free & Second Year onwards Rs 200
  • RuPay Platinum
  • Visa Platinum
  • Master Card platinum
1st Year Free & Second Year onwards Rs 300
RuPay Select1st Year Free & Second Year onwards Rs 500
Baroda VISA Vyapaar Business Card1st Year Free & Second Year onwards Rs 250
  • RuPay PMJDY (Bhamashah / Samagra)
  • RuPay KCC
  • RuPay Mudra
Free(Government Sponsored Schemes )
  • RuPay Classic
  • Visa Classic
  • Master Card Classic
Rs. 100

Debit Card Issuance Fee Charges

Type Of Debit CardIssuance Charges
  • RuPay Platinum
  • Visa Platinum
  • Master Card platinum
Rs. 300
RuPay SelectRs. 500

Debit Card PIN Regeneration Charges

Type of Debit CardRegeneration Charges
  • RuPay Classic
  • RuPay Platinum
  • RuPay Select debit card charges
  • Visa Classic
  • Visa Platinum
  • Master Card Classic
  • Master Card platinum
  • Mastercard world Radiance
Rs 50/- per regeneration
  • RuPay PMJDY
  • RuPay KCC
  • RuPay Mudra
Free (Government Sponsored Schemes)

Other Bank of Baroda Debit Card Charges

ParticularCharges
Charge – slip retrieval chargesRs 400 per retrieval
IRCTC online TICKET BOOKINGRs 10
Bank of Baroda Card Replacement Charges (Master /Visa/Rupay/Visa Vyapaar Business Card)Rs 200
Number of free OFFUS Transactions (other bank atm transactions)Free for

  • Metro ATM-3
  • Non-Metro-5
Bank of Baroda ATM charges after free OFFUS transactions (other bank atm)Rs 21
ATM charges after free ON-US transactions ( bob atm)Rs 10
Bank of Baroda Debit card Decline Penalty ChargesRs 20 per declined transaction. (No Penalty for BSBD Accounts)
Bank of Baroda ATM International Cash Withdrawal Charges
  • For the Classic variant: Rs 250
  • For the Platinum variant: Rs 450
Bank of Baroda ATM International Balance Enquiry ChargesRs. 30

The Final Resulting Thoughts

So this way, you can quickly learn about the Bank of Baroda Debit Card charges and fees, as and when you need to know.

However, DCARDFEE or Debit Card Fee is not fixed, but it is subject to amendments from time to time as per the bank’s regulations. Also, you should know that an additional amount for service tax will be charged as per the tax laws will be applicable.

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