The Government of India has launched the Direct Benefit Transfer scheme (or DBT scheme) to transfer the benefits and subsidies of a lot of social welfare schemes, such as LPG cylinder subsidy, Old Age Pension, Scholarships, Pradhan Mantri Kisan Samman Nidhi, etc., directly in the beneficiary’s bank account.
National Payments Corporation of India (NPCI) has lately introduced and implemented the Aadhaar Payment Bridge (or APB), a unique payment system. In this system, the Aadhaar number is used to digitally transfer the Government subsidies and benefits to the intended beneficiaries’ Aadhaar Enabled Bank Accounts (or AEBA).
As a Reserve Bank of India ( or RBI) initiative, linking the Aadhaar number and bank account of the receiver with NPCI is mandatory so that the beneficiaries not only avail of a number of benefits, which include the Direct Benefit Transfer ( or DBT) from various government schemes but also they can easily track their transactions and keep their accounts safe from any fraudulent activities.
This blog post talks about how to link NPCI Aadhar to a bank account online and its benefits. Stay tuned for more information. Let’s get started without wasting any time.
Steps To NPCI Aadhar Link in Bank Account to Receive DBT Online
Suppose you are a beneficiary of some government DBT schemes and you want to receive the benefits of the schemes in your bank account. However, linking your UID number and bank account with the NPCI still needs to be completed. In such a case, you will not be able to receive the benefits of the DBT schemes available to you.
You can be unaware of how to do it. Don’t worry. These quick steps will assist you with the NPCI Addhaar to bank account linking process. Let’s find out the most effortless linking process required as follows hereunder:
Step 1. Open Chrome browser on your mobile phone and type “dbtbharat” in the search field. Click on the official DBT website or directly tap here https://dbtbharat.gov.in/. Click on the “Documents” option on the next screen.
Now, you will see multiple options on your mobile screen. Click on the ‘Aadhaar/UIDAI‘ option.
Step 2. After that, click on the “Citizen Corner” from the list of various options. Now you will again see many options. Tap on the “Background on Aadhaar Seeding on NPCI Mapper” option.
Please Note: NPCI mapper is a term that ensures that Aadhaar-based payments of the DBT beneficiaries are sent to the right bank. The NPCI mapper enlists both the intended beneficiary’s Aadhaar number and the Issuer Identification Number (IIN) on a payment card such as credit, debit, and other types of payment cards of the bank that seeded it.
Step 3. Now, you will need to download the Aadhaar Seeding Process pdf. Click on the “Download” button.
After completing the download, open the pdf in three pages and get its printout. Come on to the third page of the pdf printout. Here, you will see “Application For Linking/Seeding Aadhaar Number And Receiving DBT Benefits Into Bank Account – ( NPCI Mapping).
Fill up the required information, such as the date, bank branch, name of your bank, your bank account number, your name, your signatures as required, your mobile number, and email ID. And finally, enclose a photocopy of your Aadhaar Card.
Visit your bank branch. Submit the duly filled-in form to the bank. After that, the bank will take necessary action, and your DBT will be shortly linked to your bank account.
By following the above-instructed process, you can conveniently learn the process of linking NPCI Aadhaar to your bank account. You can check NPCI Aadhar Link Bank Account Status through the official website of the Unique Identification Authority of India.
What Is the Aadhaar – Bank Seeding And Aadhar – Bank Mapping
You should know that the process of linking the Unique 12 digit Aadhaar number with the Aadhaar holder’s Personal Identification Documents or Benefit Cards of Government schemes, such as Old Age Pension ID, Scholarships, etc., is known as Aadhaar- Bank Seeding.
The process of linking a Bank with an Aadhaar number, which NPCI helps, is known as the Aadhar – Bank Mapping. This is done for the Direct Benefit Transfer to the Bank linking the Aadhaar number to a particular bank account and for receiving such Direct Benefits for which the customer has given consent.
The Bottom Line
Now you know the detailed information on DBT through NPCI. In this article, we have carefully assisted you on how to link NPCI Aadhar to your bank account online for receiving DBT benefits. It is critical to understand the importance of NPCI Aadhaar Link, which provides an abundance of benefits through a number of Government social welfare schemes.
It is also important to note that bank customers are well aware of the fact that they can link their Aadhaar number to only one account. However, in case a bank customer gives his/her consent to multiple bank accounts with many bank branches, then the subsidy/scheme benefit will be credited to the last seeded bank account where NPCI status is active.