One of the most trusted and popular banks of India, HDFC has seen a huge surge in its customer base over the years. They always have one hand on the pulse of the market which enables them to innovate and come out with products and services fine tuned for the Indian market. Their wide range of credit cards is no exception in this regard.
A brief glance at some of the features of their credit card will tell us that they are optimized for the Indian user; cashbacks, discounts, shopping discount, flier miles, dining cashbacks and complimentary movie tickets. To spice things up, they are offering incredible discount offers and joining bonuses on their credit cards. Let's have a look at what they got to offer.
Wide range of credit cards
In a world aspiring to go cashless, HDFC credit cards can be your perfect partner to meet it heads on. With services spread all over the globe and accepted by merchants in every nook and corner of the world, a HDFC credit card is more than just plastic money.
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At HDFC, there is always something for everyone. Whatever you need, be assured that there is a HDFC credit card just for you. Each of these cards with its own set of special features and services make it an experience to spend for. Take a look at how they have classified their credit cards.
- Featured cards
- Super Premium cards
- Premium travel
- Premium women
Some of the most popular HDFC credit cards are
- JetPrivilege HDFC Bank World
- Platinum Times Card
- Titanium Times Card and
- Diners Club Black
How to apply for a HDFC Credit Card?
Applying for a HDFC credit card is quite simple. You can either do it online or by visiting your nearest HDFC branch. Alternately, you can contact their toll free number and they will have an executive reach out to you and discuss the terms and your choices before you proceed with applying for one.
For applying for a credit card online, you need to submit the following details in their online application form:
- Personal details including your name and date of birth
- Contact details with an active mobile number, email id, city of residence and address proof
- Income details including your job sector and annual salary
- Existing account details, if any.
- Details of existing card, if any.
Once you submit the above details, a HDFC representative will contact you for verification and selection of desired card. At this point, you are free to put forward your queries and clarify everything before you proceed further. The representative can also arrange a meeting with a bank official as per your convenience.
This gives the customer a chance to interact directly with an official and learn more about the benefits and privileges of the card along with the fees, charges and terms & conditions.
When everything is set, you need to provide two color photographs, identification proof, and signature proof along with originals for verification. The originals will be returned immediately. It will take anywhere between 14- 28 days for the card to be approved and when it is done, the same will be mailed to your residence via registered post.
Make sure you have thoroughly read and understood the following depending on your choice before signing up for the card:
Terms and conditions personal cards
Terms and conditions corporate cards
Terms and conditions Purchase, Utility. Aviation and Dealer cards
Statement and payment related information
DSA code of conduct
Fair practices code
Banking codes and standards
They have a dedicated toll-free number where you can contact anytime with any of your queries and have the same solved in no time. There is also an online application status tracker that lets you know about your application status.
Make sure you read the Frequently Asked Questions section available on the HDFC website to keep yourself up-to-date with all the latest changes in banking transaction rates and other benefits.
Step into the world of cashless transactions and free benefits today with a HDFC credit card!