How to Add Beneficiary in PNB Account

To transfer funds between two bank accounts at Punjab National Bank, it is necessary to have two accounts at the first place. Adding a beneficiary account makes the process of transferring funds much easier through the online platform.

Currently PNB is working in a pretty large facility that consists over 6,900 branches in India with 9,500 ATM booths all over the Indian cities. Also, a great number of 80 million bank account holders are relying on Punjab National Bank for their monetary needs.

To transfer cash from one’s bank account to their friends, family or business connections the online platform may be used as mentioned here.

Follow these steps to add a beneficiary to a PNB bank account’s online platform:

1. Navigate to the online banking platform of PNB. You could use the internet banking  retail user or corporate user button on the website. Retail is more normal saving accounts and corporate is for business accounts.

I have saving account with Punjab National bank, so i am clicking on “retail user” button which is located at right side of home page. Now enter user ID and password to securely login to the Punjab National Bank online platform.

pnb net retail user login

2. Carefully enter the password without making mistakes. Making mistakes while filling out the password box few consecutive times could end up in trouble.

3. Find the link that says “Transactions“. From the new menu click on “Manage Beneficiary“.

manage beneficiary in pnb

4. There would be different options like ‘Add NEFT Payee‘, ‘Add within PNB‘ and ‘Add RTGS Payee’. If you are adding a beneficiary with a PNB account, select the 2nd option. The other two are useful for beneficiaries without a PNB account. Here I am adding NEFT Payee.

add neft payee in pnb

5. Once selected, click on ‘Ok‘.

6. The next page would ask for beneficiary’s account number and a nick name.

fill beneficiary details in net pnb7. Validate the account and also select whether you want to provide it Global or Local access.

8. Enter the IFSC code of the beneficiary’s bank branch.

transaction password pnb for beneficiary

9. You may define the transaction limits on the same screen. A transaction password needs to be filled up for added security. Enter transaction password and click “submit” button.

confirm beneficairy pnb

10. Now you need confirm beneficiary from confirmation list. Just tick the current beneficiary and click the “confirm” button. Now One time password will be sent to your registered mobile number. Just enter otp and confirm the beneficiary.beneficiary confirmed pnb

And the process is done! Now you can follow article to transfer money from PNB to other banks in India.


Through these processes, a PNB account holder can add a PNB or non-PNB beneficiary to their bank accounts.


  1. I AM NOT ABLE TO ADD a BENEFICIARY IN PNB CORPORATE BANKING WHEN I GO TO TRANSACTIONS> MANAGE BENEFICIARY …IT PROMPTS ME TO maintain counterparty linkages & other options…but I am not able to view Add Beneficiary option.

  2. go to set manage limits on the left side of the online portal and set the maximum beneficiary to 10 /20 whatever of your choice and click submit

  3. Maximum beneficiaries to be added in a day limit is not set. where I go to set or added in a day limit

  4. I am not able to add beneficiary account its showing error again and again.
    Always show Maximum beneficiaries to be added in a day limit is not set.

    What is the problem?

  5. What is the option for a beneficiary to whom one wants to send funds both through NEFT and RTGS depending on the transaction time? Now when a beneficiary is added under NEFT one cannot send fund through RTGS in PNB internet banking.

  6. I am also getting the same message – “Maximum beneficiaries to be added in a day limit is not set.”
    PNB is useless. Websites as well as the offline services.

  7. IN MY Account ‘Maximum beneficiaries to be added in a day limit is not set. will be shown
    where do i change it.

  8. I can not see many options in my pnb corporate account during manage beneficiary as in the case of retail. What is the problem?

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