The Government of India initiated the Direct Benefit Transfer Scheme (or DBT scheme) on 01/01/2013 to transfer subsidies and cash benefits of various social welfare and development schemes, such as the Mahatma Gandhi National Employment Guarantee Scheme (or MGNREGS), National Social Assistance Program (or NSAP) and a lot more to the people through their Aadhaar seeded bank accounts.
In recent times, a unique payment system, Aadhaar Payment Bridge (APB), has been introduced and implemented by the National Payments Corporation of India (NPCI), where the Aadhaar number is used to digitally credit the subsidies and benefits in the Aadhaar-Enabled Bank Accounts (AEBA) of the entitled beneficiaries.
To fulfill the objectives of reducing fraudulent activities and eliminating redundant or duplicate information, the Reserve Bank of India (RBI) has taken an initiative that linking the Aadhaar number and the receiver’s bank account with NPCI is made mandatory to avail of the benefits, including the Direct Benefit Transfer (DBT) from a lot of government welfare schemes. However, the beneficiaries can also track their transactions quickly and eliminate the threat of fraud in their accounts.
This article walks you through the critical information on the NPCI Aadhar link bank account and how to check its status online. Let’s read on to know the detailed information without wasting any time. Stay tuned for deeper details.
NPCI Aadhar Link Bank Account Status Checking Process
Suppose you want to get credited the benefits of some government welfare DBT schemes in your bank account. You are aware of the fact that linking NPCI Aadhar to your bank account is essential. But you don’t know whether the required linking process is completed or not. In such a case, let’s find out some quick and easy steps to check NPCI Aadhar link bank account status online and follow the most convenient linking process required as follows:
Step 1. Open your mobile phone’s browser and type “dbtbharat” in the designated search field. Click on the official website of DBT Bharat. Or directly visit here https://dbtbharat.gov.in/.
Click on the blue color terms “Citizens Bank Account- Aadhaar Linking Status” at the top right corner of your mobile screen on the next screen. Then, click on the OK option on the pop-up message. OR you can visit Directly through the official UIDAI link https://resident.uidai.gov.in/bank-mapper.
Step 2. Now, the official website of the Unique Identification Authority of India will open on a fresh interface. Enter your Aadhaar number or Virtual ID and a given security code as required. Then click on the “Send OTP” option.
Step 3. You will instantly receive an OTP on your registered mobile phone number. Enter this OTP as required and then click on the “Submit” button.
After that, you will see the Check Aadhaar Bank Seeding Status and receive a congratulatory message that your Aadhar – Bank Mapping has been done. Here, you will see your Aadhaar number, Bank Seeding Status (Active/Inactive), Bank Seeding Date, and your bank’s name.
Now, you can check your bank account’s status. In case you see that the Bank Seeding Status is “Active,” and the name of your bank is written in front of “Bank,” it means that the required linking is completed, and the DBT amounts can be transferred to your bank account.
But in case the Bank Seeding Status is “Inactive,” and the name of your bank is not written in front of “Bank,” it means that the required linking is not completed, and the DBT amounts can not be transferred to your bank account.
Following the above-mentioned effortless process, you can quickly learn to check the online NPCI Aadhaar link bank account status online.
What Is Aadhaar – Bank Seeding, Aadhar – Bank Mapping, And The NPCI Mapper Repository
You should know that the Aadhaar- Bank Seeding process means linking the 12 digit Unique Aadhaar number with the Personal Identification Documents or Benefit Cards of Government schemes, such as MGNREGS job cards, Old Age Pension ID, etc., belonging to the Aadhaar card holder. The NPCI Mapper Repository stores the Aadhaar numbers linked with particular banks.
The Aadhar – Bank Mapping process means linking a Bank with an Aadhaar number, which the NPCI facilitates. This process is used to receive the direct benefits to which the bank customer has consented to credit the DBT amounts to the bank linking the Aadhar number to a particular bank.
The NPCI Mapper Repository ensures that Aadhaar-based payments of the DBT beneficiaries are sent to the right bank. NPCI Mapper enlists both the Aadhaar numbers of the intended beneficiaries and the Identification Number (IIN) on the payment cards of the issuer bank, like Debit Cards, Credit Cards, and/or other payment cards of the bank that seeded it.
To Wrap Up
In recent times, The DBT scheme has become a high priority and focus area of the Government of India to provide a simpler and faster flow of information/funds, ensuring accurate targeting of the beneficiaries of the government welfare schemes, reduction of fraudulent activities, and the elimination of duplicate or redundant information. Therefore, the NPCI Aadhar Link Bank Account is mandatory for all DBT beneficiaries to achieve the intended government objectives.
Now you know the complete information about NPCI Aadhaar link bank account status check online. In this blog post, we have also discussed Aadhaar – Bank Seeding, Aadhar – Bank Mapping, and the NPCI Mapper Repository for your information.