How to Close HDFC Bank Account Online

HDFC bank (एचडीएफसी बैंक) is known for its service but this service comes at a premium price as you need to maintain a certain amount of balance in the account on monthly basis. The balance requirement differs from one place to another and on non-maintenance of the balance, the customer is penalized with a certain charge.

If you are also sick of paying non-maintenance charges then probably it is time for you to close the HDFC Bank Account. The process of account close is really simple and you can close your account is just a couple of steps. Here is how you can do it.

Note: You can’t close HDFC Bank account online, but account closure form can be downloaded online.

hdfc bank account closure form

Steps to Close HDFC Bank Account

  1. To close your account in an easy way, ensure that you drain out all the funds parked in your account. The easiest way to do this is through net banking. Simply transfer all the money to some other account through NEFT, RTGS or IMPS. The balance in your account should be Zero.
  2. Now you can go to the nearest branch and approach the bank executive. Obtain an account closure form from the executive and fill in the form with correct details.
  3. Alternatively, you can also download the form from the comfort of your home and take a filled form to the branch. Download the account closure form from hdfc website.
  4. Now, you can submit the form to the executive along with the debit card, passbook, and chequebook. You must also take an ID proof with you as the executive may demand the same in some cases.
  5. The executive will then give you a copy of the acknowledgement You can keep the slip safely with you and your bank account will be closed within 10 working days.

If you face any trouble during the procedure then feel free to seek help from the executive or you may alternatively call 1800 22 1006 for assistance over the phone. You can also register a complaint about the toll-free number shared here.

95 Comments

  1. I had my salary a/c in HDFC Bank. when the bank knows that amount is coming from the salary only so, they create tension for the employee for maintaining the minimum balance.
    It is not fair.
    my a/c no is 50100015990741 check and correct it, otherwise, I will close the account.

  2. I had my salary a/c in HDFC Bank. It was converted into savings a/c. I could not maintain a minimum balance so its current balance is negative. I want to close that a/c. How can I close without paying a negative balance amount or it is converted into a salary account?

  3. The Same problem occurring me at HDFC bank. My previous company as I used salary account year back but now looks negative balance. Already I have communicated via email but no response. I called the branch manager but the response very bad. My branch located Habibullah Road No 34/105
    Habibullah Road Chennai-600017 IFSC – HDFC0001864.

    Kindly advise closing the account without paying the amount as soon as possible. Thanks

  4. I filled the closure form but they didn’t proceed it didn’t even reached me for any other instruction, hence my account is now -6000

  5. I had my salary a/c in HDFC Bank. It was converted into savings a/c. I could not maintain minimum balance so its current balance is negative. I want to close that a/c. How can I close without paying a negative balance amount or it is converted into salary account?

  6. I am reflecting a negative balance which was not told by the bank earlier now I am not able to close my account.

  7. My salary account was opened by the previous company in HDFC Bank. But due to not maintaining the minimum balance in that account, its balance has become negative. I want to close my account without pay a negative balance. kindly close my account as soon as possible.

    • My hdfc account was opened by my old company and for 2 years I am not using the account and now it is showing a negative amount. Is there any way to close my account without paying the negative amount

  8. Sir online saving account opening kiya hun but fine 1665 rupees ho gaya hai kaise paisa usme deposit karenge

    • No, it’s not possible to close the account with any negative balance. if you cannot pay it just leave it as it is & don’t use the account again .in fact if you open another account also this negative balance will be added as your cust ID is being mapped.

  9. the account was opened by one day before the previous in HDFC Bank. But due to not maintaining the minimum balance in that account, its balance has become negative. I want to close my account without pay a negative balance. kindly close my account as soon as possible… My account rejected plz

  10. I have an account at HDFC bank in the Jodhpur branch Rajasthan. I want to close my account because my job has left and not enough balance in it. I want to close my account. Please help me and suggest what to do. I want to CLOSE MY SALARY A/C WHICH IS ALREADY CONVERTED INTO SAVINGS? I AM UNABLE TO MAINTAIN MINIMUM BALANCE, it’s has a negative balance. Kindly help me

  11. I am also facing the same as everyone mentioned negative balance. Even though at the time I clearly mentioned to the banking officer I want zero balance account. But he opened it and now I not to maintain the minimum balance. So they are continuously deducting my money… even I am not using

  12. I want close my account no benefite I want open my account with axis bank vikram joshi amritsar branch ……

  13. I have an account at HDFC bank in Mainpuri branch UP. I want to close my account because my job has left and not enough balance in it.I want to close my account. Please help me and suggest what to do. I want to CLOSE MY SALARY A/C WHICH IS ALREADY CONVERTED INTO SAVINGS? I AM UNABLE TO MAINTAIN MINIMUM BALANCE, it’s has a negative balance. Kindly help me

  14. The bank is charging minimum balance charges which have now become a negative of 6000. Hence I am not able to close the account.

  15. I open an online account to hdfc but not done KYC because not match the given information so I close the account

  16. My salary account was opened by the previous company in HDFC Bank. But due to not maintaining the minimum balance in that account, its balance has become negative. I want to close my account without pay a negative balance. kindly close my account as soon as possible.

  17. Before the opening account bank officer didn’t brief that after when you didn’t get a salary and the Account Status will be changed salary to saving account after that they saying minimum amount must be 10000₹.
    The thing is that our salary is 10000₹ in that they deducted 560₹ debit card maintenance others banks charges only 117₹ something half salary deducted charges then what we will save for the family..
    My salary account was opened by the previous company in HDFC Bank. And I left the company in the same month and however due to not maintaining the minimum balance in that account, its balance has become negative. I want to close my account without pay a negative balance. kindly close my account as soon as possible.
    without using an account how can u charge the amount?
    Really not satisfied with your services and charges
    Thank YOU
    PRAVEEN LAXHKAR

  18. My salary account was opened by the previous company in HDFC Bank. And I left the company in the same month and however due to not maintaining the minimum balance in that account, its balance has become negative. I want to close my account without pay a negative balance. kindly close my account as soon as possible.
    without using an account how can u charge the amount?

  19. My salary account was opened by the previous company in HDFC Bank. And I left the company in the same month and however due to not maintaining the minimum balance in that account, its balance has become negative. I want to close my account without pay a negative balance. kindly close my account as soon as possible.
    without using account how can u charge the amount?

  20. My salary account was opened by the previous company in HDFC Bank. But due to not maintaining the minimum balance in that account, its balance has become negative. I want to close my account without pay a negative balance. kindly close my account as soon as possible. I opened my account in Noida but they changed the branch then after hdfc bank not responded properly.

  21. My account was opened by my previous company but I stopped working and now I am receiving a penalty for non- maintenance of minimum balance. I won’t close my account without any penalty kindly help me.

  22. My salary account was opened by the previous company in HDFC Bank. But due to not maintaining the minimum balance in that account, its balance has become negative. I want to close my account without pay a negative balance. kindly close my account as soon as possible.
    without using account how can u charge the amount?
    Other banks if you don use the account acter some time dey close your account. But Hdfc is doing illegal to the account holders who are not using account since it is opened …

  23. First I open the account with the help my first company they inform me it is zero balance account after some month I got a job in other company I gave the same account for my salary credit card then the account is converted to saving account in saving account the person wants to maintain for every month 10000 Rs it is impossible for me because currently, I m not working so the bank is charging for me every month 600 Rs for not maintain the account OK I m not available to maintain the account plz so close my account OK thanks.

  24. My salary account was opened by the previous company in HDFC Bank. But due to not maintaining the minimum balance in that account, its balance has become negative. I want to close my account without pay a negative balance. kindly close my account as soon as possible.

  25. My salary account was opened by the previous company in HDFC Bank. But due to not maintaining the minimum balance in that account, its balance has become negative. I want to close my account without pay a negative balance. kindly close my account as soon as possible.

  26. My salary account was opened by the previous company in HDFC Bank. But due to not maintaining the minimum balance in that account, its balance has become negative. I want to close my account without pay a negative balance. kindly close my account as soon as possible.

  27. My salary account was opened by the previous company in HDFC Bank. But due to not maintaining the minimum balance in that account, its balance has become negative. I want to close my account without pay a negative balance. kindly close my account as soon as possible.

  28. My salary account was opened by the previous company in HDFC Bank. But due to not maintaining the minimum balance in that account, its balance has become negative. I want to close my account without pay a negative balance. kindly close my account as soon as possible.

  29. I handover my swipe machine and also requested in the bank for closing my business account… as I moved to a different city and shut my work… still I am receiving a message of nonmentainance of balance and to pay the fine.

  30. My salary account was opened by the previous company in HDFC Bank. But due to not maintaining the minimum balance in that account, its balance has become negative. I want to close my account without pay a negative balance. kindly close my account as soon as possible.

  31. My salary account was opened by the previous company in HDFC Bank. But due to not maintaining the minimum balance in that account, its balance has become negative. I want to close my account without pay a negative balance. kindly close my account as soon as possible.

  32. My salary account was opened by the previous company in HDFC Bank. But due to not maintaining the minimum balance in that account, its balance has become negative. I want to close my account without pay negative balance. kindly close my account as soon as possible.

  33. I had my salary a/c in HDFC Bank.a/c didn’t credit once I could not maintain minimum balance so its current balance is negative. I want to close that a/c. How can I close without pay a negative balance amount?

    • Please let me know if you are able to close the account without paying negative charges. I want to do the same.

  34. Dear Sir,

    My Name is Rafique Mohammed from Jodhpur Rajasthan, I right now out the city, my Current Account Joint partner name of the company , We are 3 partners in this company but 2 partners are living in jodhpur but I am out of Jodhpur city. so I request to you that what is Rules please provide the formate. if the back agrees with us I download form sing.
    send to by mail it is possible for me. urgent reply to me
    Mohammed Rafique

  35. My salary account was opened by the previous company in HDFC Bank. But due to not maintaining the minimum balance in that account, its balance has become negative. I want to close my account without pay negative balance. kindly close my account as soon as possible.

  36. I had my salary a/c in HDFC Bank. I could not maintain minimum balance so its current balance is negative. I want to close that a/c. How can I close without pay negative balance amount?

  37. Hi,
    I have lost my debit card, and I have been charged non-maintanice charges. I have to close my account. I can close in any branch in India or the same branch where I opened my account HDFC bank. Please clarify.
    Thank you.

  38. I had a salary account in hdfc bank….Now I need to close that account because I am unable to maintain minimum balance…Please help me out…..

  39. The bank must have to provide online workflow about the closing account. Auto-generation of a link to non-maintenance of account. Bank employee denied and trying to convince for keeping the account . Such Behaviour of Bank employee. Hamper reinterest of an old customer. Bad attitude of Managers. Harassing for the same.

  40. Need to close my account as soon as possible, due to not maintaining the minimum balance it turns into a negative amount. Please help me out!

    • did u get any response .. how did u closed ur account?
      Please let me know, I’m also having the same issue.
      Thanks.

  41. My salary account was opened by the previous company in HDFC Bank. But due to not maintaining the minimum balance in that account, its balance has become negative. I want to close my account without pay a negative balance. kindly close my account as soon as possible.

  42. I am having a current account in HDFC with a daily deposit of 3 lacks, but the branch is not providing me flexibility in deposit(Cash handling charges), So concluded to close the account.

  43. I had my salary a/c in HDFC Bank. I could not maintain minimum balance so its current balance is negative. I want to close that a/c. How can I close without pay negative balance amount?

  44. My salary account was opened by the previous company in HDFC Bank. But due to not maintaining the minimum balance in that account, its balance has become negative. I want to close my account without pay negative balance. kindly close my account as soon as possible.

  45. I had my salary a/c in HDFC Bank. It was converted into savings a/c. I could not maintain minimum balance so its current balance is negative. I want to close that a/c. How can I close without pay negative balance amount?

  46. I had a salary account in hdfc in my last job till 2016 then not maintain my account. today I received a -ve balance message. In 2018 again in my new job hdfc again opened my account. So I am a regular customer of this bank .m also forgot my last hdfc bank account no I only know last 4 digit 3248 of my account. please close my last hdfc account

  47. My salary account was opened by the previous company in HDFC Bank. But due to not maintaining the minimum balance in that account, its balance has become negative. I want to close my account without pay negative balance. kindly close my account as soon as possible

  48. Minimum balance is not maintained by me so I want to close my hdfc bank account.
    please help me

  49. My salary account was opened by the previous company in HDFC Bank. But due to not maintaining the minimum balance in that account, its balance has become negative. I want to close my account without pay negative balance. kindly close my account as soon as possible.

  50. I had my salary a/c in HDFC Bank. It was converted into savings a/c. I could not maintain minimum balance so its current balance is negative. I want to close that a/c. How can I close without pay negative balance amount?

  51. I had my salary a/c in HDFC Bank. It was converted into savings a/c. I could not maintain minimum balance so its current balance is negative. I want to close that a/c. How can I close without pay negative balance amount?

  52. If you are living out station you can get it transferred to your city you are living in,either in the same bank or in any other bank of your choice.

  53. I had my salary a/c in HDFC Bank. It was converted into savings a/c. I could not maintain minimum balance so its current balance is negative. I want to close that a/c. How can I close without pay negative balance amount?

  54. hi, I want to close my hdfc salary account..but due to non-maintenance from some months, its balance is negative. kindly suggest me. I have blocked my debit and credit card too.

  55. I want to close my hdfc salary account its non-operation from last 1 years now balance showing negative so how can I close my account pl. Suggest a forward path.

  56. Hi Sir, I had my salary a/c in HDFC Bank. It was converted into savings a/c. I could not maintain minimum balance so its current balance is negative. I want to close my a/c. How can I close without pay negative balance amount?

  57. I had my salary a/c in HDFC Bank. It was converted into savings a/c. I could not maintain minimum balance so its current balance is negative. I want to close that a/c. How can I close without paying a negative balance amount or it is converted into salary account?

  58. I had my salary a/c in HDFC Bank. It was converted into savings a/c. I could not maintain minimum balance so its current balance is negative. I want to close that a/c. How can I close without pay negative balance amount?

  59. Sir i have a account in hdfc bank but from last 3 year i am not use for that so i want to close my account.

  60. Sir, I have a salary account. But since last 1 year I was not using this account .now the balance shows negative.I want to close my account. So please give a right suggestion.

  61. I want to close my hdfc salary account it’s non-operation from last 2 years now balance showing negative so how can I close my account Pl. Suggest forward path.

  62. Dear sir, I have a salary account but I have not operated for 3 years. I want to close it but I’m facing a problem due to lane plz suggest to me how I close my account

  63. I have already requested to close my account they transferred full balance amount but despite numerous visits, they are not closing my account.

    Pathetic service and they don’t even bother to answer.

  64. I’m unable to maintain minimum balance so I want to close my salary account. I lost my debit card. How can I close my account without a debit card? please

  65. I’m unable to maintain minimum balance so I want to close my salary account. I lost my debit card. How can I close my account without a debit card? I want to close my hdfc bank account.

  66. I leave the tab cab company. I cannot pay other charges and not save to the minimum balance.so kindly close my account

  67. I had my salary a/c in HDFC Bank. It was converted into savings a/c. I could not maintain minimum balance so its current balance is negative. I want to close that a/c. How can I close without pay negative balance amount?

  68. I’m unable to maintain minimum balance so I want to close my salary account. I lost my debit card. How can I close my account without a debit card?

  69. CAN I CLOSE MY SALARY A/C WHICH IS ALREADY CONVERTED INTO SAVINGS? I AM UNABLE TO MAINTAIN MINIMUM BALANCE, it’s has a negative balance.

  70. Minimum balance is not maintained by me so I want close my hdfc bank account.
    please help me

  71. NOW IAM LEAVING IN PUDUCHERRY BUT MY ACCOUNT IN chennai vanagram branch how i can close the account .

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